Lender in Ohio · HMDA 2025
First National Bank of Pennsylvania mortgages in Ohio
First National Bank of Pennsylvania's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
First National Bank of Pennsylvania originated 595 owner-occupied single-family loans in Ohio from 697 completed applications.
Its median conventional purchase loan costs were $4,800 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
595
of 697 applications
Denial rate
11.5%
Purchase · OH 7.1%
Rate spread
+0.12 pts
Conv. · OH +0.22 pts
Loan amount
$315,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 555 | 489 | 11.5% | 6.625% | +0.12 pts | $4,800 | $315,000 |
| Refinance | 129 | 96 | 25.6% | — | −0.05 pts | $0 | $165,000 |
| Cash-out refinance | 13 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where First National Bank of Pennsylvania ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Trumbull County | 12 | 33 | 1.4% |
| Jefferson County | 15 | 7 | 1.2% |
| Cuyahoga County | 16 | 215 | 1.6% |
| Mahoning County | 16 | 37 | 1.3% |
| Lorain County | 18 | 72 | 1.4% |
| Medina County | 23 | 30 | 1.1% |
| Portage County | 25 | 18 | 0.9% |
- First National Bank of Pennsylvania nationwide
- Ohio mortgage market
- First National Bank of Pennsylvania in North Carolina
- First National Bank of Pennsylvania in Pennsylvania
- First National Bank of Pennsylvania in Maryland
- First National Bank of Pennsylvania in Virginia
- First National Bank of Pennsylvania in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology