Lender in South Carolina · HMDA 2025
First National Bank of Pennsylvania mortgages in South Carolina
First National Bank of Pennsylvania's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
First National Bank of Pennsylvania originated 337 owner-occupied single-family loans in South Carolina from 371 completed applications.
Its median conventional purchase loan costs were $5,200 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.49% (South Carolina: 6.624%).
Loans in SC
337
of 371 applications
Denial rate
8.8%
Purchase · SC 8.8%
Rate spread
+0.05 pts
Conv. · SC +0.12 pts
Loan amount
$515,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 351 | 320 | 8.8% | 6.490% | +0.05 pts | $5,200 | $515,000 |
| Refinance | 19 | 16 | — | — | — | — | — |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where First National Bank of Pennsylvania ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Charleston County | 19 | 89 | 1.3% |
| Chester County | 20 | 5 | 0.9% |
| York County | 25 | 52 | 0.9% |
- First National Bank of Pennsylvania nationwide
- South Carolina mortgage market
- First National Bank of Pennsylvania in North Carolina
- First National Bank of Pennsylvania in Pennsylvania
- First National Bank of Pennsylvania in Maryland
- First National Bank of Pennsylvania in Ohio
- First National Bank of Pennsylvania in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology