Lender in Idaho · HMDA 2025
Freedom Mortgage Corporation mortgages in Idaho
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Freedom Mortgage Corporation originated 409 owner-occupied single-family loans in Idaho from 560 completed applications, making it the state's #20 lender by volume.
Loans in ID
409
of 560 applications
Denial rate
17.2%
Purchase · ID 4.9%
Rate spread
—
Conv. · ID +0.06 pts
Loan amount
$365,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 29 | 23 | 17.2% | — | — | — | $365,000 |
| Refinance | 336 | 254 | 2.7% | — | — | — | $395,000 |
| Cash-out refinance | 195 | 132 | 30.3% | — | +0.84 pts | $10,770 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Freedom Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clearwater County | 7 | 4 | 4.1% |
| Elmore County | 8 | 29 | 5.0% |
| Washington County | 8 | 4 | 3.0% |
| Boundary County | 10 | 4 | 2.5% |
| Oneida County | 10 | 3 | 3.3% |
| Twin Falls County | 11 | 26 | 1.8% |
| Jefferson County | 11 | 10 | 1.8% |
| Latah County | 11 | 7 | 1.8% |
| Idaho County | 11 | 4 | 2.3% |
| Nez Perce County | 13 | 14 | 2.4% |
| Minidoka County | 13 | 4 | 1.3% |
| Lewis County | 13 | 1 | 2.8% |
| Bonneville County | 14 | 35 | 1.7% |
| Bannock County | 15 | 21 | 1.6% |
| Bingham County | 16 | 9 | 1.5% |
| Butte County | 17 | 1 | 2.9% |
| Shoshone County | 18 | 4 | 1.8% |
| Jerome County | 19 | 3 | 0.9% |
| Bonner County | 20 | 9 | 1.3% |
| Boise County | 20 | 3 | 1.7% |
| Adams County | 21 | 1 | 2.0% |
| Kootenai County | 22 | 36 | 1.2% |
| Benewah County | 22 | 2 | 1.8% |
| Lemhi County | 22 | 1 | 1.2% |
| Canyon County | 23 | 63 | 1.2% |
| Power County | 23 | 1 | 1.8% |
| Fremont County | 24 | 2 | 1.3% |
| Cassia County | 25 | 2 | 0.7% |
- Freedom Mortgage Corporation nationwide
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- Freedom Mortgage Corporation in Maryland
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- Freedom Mortgage Corporation in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology