Lender in Illinois · HMDA 2025
Freedom Mortgage Corporation mortgages in Illinois
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Freedom Mortgage Corporation originated 1,554 owner-occupied single-family loans in Illinois from 2,276 completed applications, making it the state's #19 lender by volume.
Its median conventional purchase loan costs were $5,760 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 7.00% (Illinois: 6.625%).
Loans in IL
1,554
of 2,276 applications
Denial rate
22.1%
Purchase · IL 9.2%
Rate spread
+0.65 pts
Conv. · IL +0.27 pts
Loan amount
$265,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 140 | 107 | 22.1% | 7.000% | +0.65 pts | $5,760 | $265,000 |
| Refinance | 1,198 | 853 | 4.5% | — | +0.20 pts | $1,870 | $285,000 |
| Cash-out refinance | 938 | 594 | 33.6% | 7.250% | +1.15 pts | $7,930 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 62.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Edwards County | 4 | 2 | 7.1% |
| Marshall County | 8 | 6 | 3.5% |
| White County | 8 | 4 | 3.2% |
| Hamilton County | 8 | 1 | 2.4% |
| St. Clair County | 9 | 109 | 3.0% |
| Coles County | 10 | 7 | 1.9% |
| Crawford County | 10 | 3 | 3.3% |
| Schuyler County | 10 | 2 | 3.7% |
| Adams County | 11 | 9 | 1.7% |
| Stephenson County | 11 | 9 | 2.1% |
| Ford County | 11 | 4 | 1.9% |
| Edgar County | 11 | 3 | 1.9% |
| Lawrence County | 11 | 3 | 3.3% |
| Alexander County | 11 | 1 | 6.7% |
| Vermilion County | 12 | 14 | 1.9% |
| Clark County | 12 | 3 | 2.3% |
| Kendall County | 13 | 59 | 2.3% |
| Kankakee County | 13 | 21 | 1.6% |
| Williamson County | 13 | 17 | 2.3% |
| Will County | 14 | 153 | 1.5% |
| McHenry County | 14 | 87 | 1.7% |
| Jersey County | 14 | 7 | 2.3% |
| Monroe County | 15 | 8 | 1.4% |
| Christian County | 15 | 7 | 1.9% |
| Randolph County | 15 | 3 | 1.1% |
| Saline County | 15 | 3 | 1.7% |
| Douglas County | 16 | 4 | 1.8% |
| De Witt County | 17 | 3 | 1.5% |
| Tazewell County | 19 | 15 | 0.9% |
| Marion County | 19 | 5 | 1.5% |
- Freedom Mortgage Corporation nationwide
- Illinois mortgage market
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- Freedom Mortgage Corporation in Florida
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology