Lender in New York · HMDA 2025
Freedom Mortgage Corporation mortgages in New York
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Freedom Mortgage Corporation originated 510 owner-occupied single-family loans in New York from 749 completed applications.
Loans in NY
510
of 749 applications
Denial rate
13.3%
Purchase · NY 9.5%
Rate spread
—
Conv. · NY +0.07 pts
Loan amount
$245,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 30 | 25 | 13.3% | — | — | — | $245,000 |
| Refinance | 122 | 99 | 11.5% | — | — | — | $355,000 |
| Cash-out refinance | 597 | 386 | 33.7% | 7.250% | +1.08 pts | $9,770 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Freedom Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lewis County | 13 | 3 | 1.4% |
| St. Lawrence County | 16 | 6 | 1.1% |
| Clinton County | 16 | 5 | 1.0% |
| Hamilton County | 17 | 1 | 2.3% |
| Washington County | 18 | 7 | 1.2% |
| Montgomery County | 18 | 4 | 0.9% |
| Essex County | 19 | 3 | 1.2% |
| Jefferson County | 20 | 16 | 1.4% |
| Livingston County | 21 | 4 | 0.8% |
| Schenectady County | 24 | 14 | 0.8% |
| Warren County | 24 | 5 | 0.9% |
| Albany County | 25 | 15 | 0.6% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology