Lender in Maryland · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Maryland
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 466 owner-occupied single-family loans in Maryland from 490 completed applications.
Its median conventional purchase loan costs were $5,550 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.75% (Maryland: 6.625%).
Loans in MD
466
of 490 applications
Denial rate
3.5%
Purchase · MD 8.6%
Rate spread
+0.20 pts
Conv. · MD +0.14 pts
Loan amount
$405,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 406 | 390 | 3.5% | 6.750% | +0.20 pts | $5,550 | $405,000 |
| Refinance | 51 | 50 | 2.0% | 6.450% | −0.01 pts | $4,890 | $505,000 |
| Cash-out refinance | 33 | 26 | 15.2% | — | — | — | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Anne Arundel County | 15 | 125 | 1.4% |
| Wicomico County | 17 | 19 | 1.5% |
| Howard County | 20 | 49 | 1.2% |
| Worcester County | 20 | 10 | 1.3% |
| Kent County | 22 | 2 | 0.8% |
| Harford County | 25 | 39 | 1.0% |
- Guaranteed Rate Affinity, LLC nationwide
- Maryland mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology