Lender in New York · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in New York
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 325 owner-occupied single-family loans in New York from 351 completed applications.
Its median conventional purchase loan costs were $6,770 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.50% (New York: 6.50%).
Loans in NY
325
of 351 applications
Denial rate
6.3%
Purchase · NY 9.5%
Rate spread
−0.01 pts
Conv. · NY +0.07 pts
Loan amount
$585,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 332 | 309 | 6.3% | 6.500% | −0.01 pts | $6,770 | $585,000 |
| Refinance | 7 | 6 | — | — | — | — | — |
| Cash-out refinance | 12 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New York County | 12 | 85 | 1.7% |
| Kings County | 13 | 105 | 1.5% |
- Guaranteed Rate Affinity, LLC nationwide
- New York mortgage market
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- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology