Lender in South Carolina · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in South Carolina
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 341 owner-occupied single-family loans in South Carolina from 365 completed applications.
Its median conventional purchase loan costs were $5,390 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
341
of 365 applications
Denial rate
5.0%
Purchase · SC 8.8%
Rate spread
+0.19 pts
Conv. · SC +0.12 pts
Loan amount
$285,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 318 | 299 | 5.0% | 6.625% | +0.19 pts | $5,390 | $285,000 |
| Refinance | 28 | 25 | 10.7% | — | — | — | $325,000 |
| Cash-out refinance | 19 | 17 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Saluda County | 8 | 4 | 2.9% |
| Calhoun County | 8 | 3 | 2.5% |
| Newberry County | 11 | 8 | 2.3% |
| Lexington County | 13 | 114 | 2.0% |
| Fairfield County | 23 | 2 | 1.1% |
- Guaranteed Rate Affinity, LLC nationwide
- South Carolina mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology