Lender in Virginia · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Virginia
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 329 owner-occupied single-family loans in Virginia from 337 completed applications.
Its median conventional purchase loan costs were $5,620 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.575% (Virginia: 6.625%).
Loans in VA
329
of 337 applications
Denial rate
1.3%
Purchase · VA 6.9%
Rate spread
+0.04 pts
Conv. · VA +0.10 pts
Loan amount
$585,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 299 | 295 | 1.3% | 6.575% | +0.04 pts | $5,620 | $585,000 |
| Refinance | 27 | 26 | 3.7% | — | — | — | $545,000 |
| Cash-out refinance | 11 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rappahannock County | 19 | 1 | 1.2% |
| Patrick County | 23 | 1 | 0.7% |
| Alexandria city | 24 | 25 | 1.3% |
- Guaranteed Rate Affinity, LLC nationwide
- Virginia mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology