Lender in Tennessee · HMDA 2025
Highlands Residential Mortgage, Ltd. mortgages in Tennessee
Highlands Residential Mortgage, Ltd.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Highlands Residential Mortgage, Ltd. originated 426 owner-occupied single-family loans in Tennessee from 468 completed applications.
Its median conventional purchase loan costs were $5,850 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
426
of 468 applications
Denial rate
1.2%
Purchase · TN 7.7%
Rate spread
+0.20 pts
Conv. · TN +0.11 pts
Loan amount
$335,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 407 | 370 | 1.2% | 6.625% | +0.20 pts | $5,850 | $335,000 |
| Refinance | 26 | 25 | 0.0% | 6.125% | −0.01 pts | $4,200 | $455,000 |
| Cash-out refinance | 35 | 31 | 2.9% | 6.875% | +0.43 pts | $4,700 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Highlands Residential Mortgage, Ltd. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marshall County | 8 | 20 | 2.4% |
| Hamilton County | 9 | 121 | 2.1% |
| Giles County | 20 | 5 | 1.0% |
| Sumner County | 21 | 50 | 1.2% |
| Lawrence County | 22 | 6 | 1.1% |
| Maury County | 24 | 26 | 1.1% |
| Marion County | 24 | 5 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology