Lender in Washington · HMDA 2025
Highlands Residential Mortgage, Ltd. mortgages in Washington
Highlands Residential Mortgage, Ltd.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Highlands Residential Mortgage, Ltd. originated 279 owner-occupied single-family loans in Washington from 290 completed applications.
Its median conventional purchase loan costs were $7,070 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.75% (Washington: 6.625%).
Loans in WA
279
of 290 applications
Denial rate
1.8%
Purchase · WA 5.9%
Rate spread
+0.26 pts
Conv. · WA +0.10 pts
Loan amount
$405,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 228 | 219 | 1.8% | 6.750% | +0.26 pts | $7,070 | $405,000 |
| Refinance | 36 | 35 | 0.0% | 6.375% | +0.15 pts | $7,620 | $515,000 |
| Cash-out refinance | 26 | 25 | 0.0% | — | +0.49 pts | $5,070 | $475,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Highlands Residential Mortgage, Ltd. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clallam County | 2 | 87 | 9.3% |
| Grays Harbor County | 8 | 27 | 2.6% |
| Jefferson County | 10 | 7 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology