Lender in California · HMDA 2025
Homeowners Financial Group USA, LLC mortgages in California
Homeowners Financial Group USA, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Homeowners Financial Group USA, LLC originated 301 owner-occupied single-family loans in California from 314 completed applications.
Its median conventional purchase loan costs were $10,630 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.50% (California: 6.625%).
Loans in CA
301
of 314 applications
Denial rate
2.5%
Purchase · CA 8.9%
Rate spread
+0.23 pts
Conv. · CA +0.09 pts
Loan amount
$495,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 278 | 269 | 2.5% | 6.500% | +0.23 pts | $10,630 | $495,000 |
| Refinance | 36 | 32 | 8.3% | 6.375% | +0.09 pts | $5,720 | $705,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where Homeowners Financial Group USA, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lake County | 11 | 12 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology