Lender in Florida · HMDA 2025
Homeowners Financial Group USA, LLC mortgages in Florida
Homeowners Financial Group USA, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Homeowners Financial Group USA, LLC originated 231 owner-occupied single-family loans in Florida from 264 completed applications.
Its median conventional purchase loan costs were $6,490 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.875% (Florida: 6.625%).
Loans in FL
231
of 264 applications
Denial rate
12.2%
Purchase · FL 12.8%
Rate spread
+0.30 pts
Conv. · FL +0.14 pts
Loan amount
$335,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 255 | 223 | 12.2% | 6.875% | +0.30 pts | $6,490 | $335,000 |
| Refinance | 9 | 8 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Homeowners Financial Group USA, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pinellas County | 22 | 100 | 0.9% |
| Bay County | 22 | 26 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology