Lender in Minnesota · HMDA 2025
Homeowners Financial Group USA, LLC mortgages in Minnesota
Homeowners Financial Group USA, LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Homeowners Financial Group USA, LLC originated 323 owner-occupied single-family loans in Minnesota from 336 completed applications.
Its median conventional purchase loan costs were $5,520 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
323
of 336 applications
Denial rate
2.6%
Purchase · MN 5.2%
Rate spread
+0.32 pts
Conv. · MN +0.15 pts
Loan amount
$225,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 308 | 299 | 2.6% | 6.625% | +0.32 pts | $5,520 | $225,000 |
| Refinance | 28 | 24 | 14.3% | — | — | — | $285,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Homeowners Financial Group USA, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lincoln County | 1 | 10 | 13.7% |
| Stearns County | 3 | 109 | 5.5% |
| Benton County | 4 | 31 | 5.6% |
| Kandiyohi County | 4 | 31 | 6.8% |
| Meeker County | 5 | 9 | 3.1% |
| Redwood County | 7 | 6 | 3.8% |
| Yellow Medicine County | 8 | 4 | 4.6% |
| Swift County | 10 | 3 | 3.4% |
| Lyon County | 11 | 6 | 2.3% |
| Pope County | 12 | 3 | 2.6% |
| Douglas County | 14 | 9 | 2.1% |
| Todd County | 14 | 5 | 1.9% |
| Stevens County | 14 | 2 | 2.6% |
| Chippewa County | 15 | 2 | 1.9% |
| Renville County | 16 | 3 | 2.0% |
| Wadena County | 16 | 2 | 1.5% |
| Traverse County | 17 | 1 | 3.0% |
| Morrison County | 19 | 6 | 1.6% |
| Mille Lacs County | 24 | 5 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology