Lender in California · HMDA 2025
Homexpress Mortgage Corp. mortgages in California
Homexpress Mortgage Corp.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Homexpress Mortgage Corp. originated 536 owner-occupied single-family loans in California from 965 completed applications.
Its median conventional purchase loan costs were $17,470 versus $7,920 for all California lenders, at a median 30-year fixed rate of 7.375% (California: 6.625%).
Loans in CA
536
of 965 applications
Denial rate
41.3%
Purchase · CA 8.9%
Rate spread
+0.92 pts
Conv. · CA +0.09 pts
Loan amount
$715,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 480 | 280 | 41.3% | 7.375% | +0.92 pts | $17,470 | $715,000 |
| Refinance | 157 | 87 | 44.6% | 6.999% | +0.73 pts | $16,290 | $845,000 |
| Cash-out refinance | 328 | 169 | 47.9% | 7.375% | +1.08 pts | $16,480 | $675,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Homexpress Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Humboldt County | 21 | 7 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology