Lender in Texas · HMDA 2025
Homexpress Mortgage Corp. mortgages in Texas
Homexpress Mortgage Corp.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Homexpress Mortgage Corp. originated 250 owner-occupied single-family loans in Texas from 470 completed applications.
Its median conventional purchase loan costs were $14,240 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 7.50% (Texas: 6.50%).
Loans in TX
250
of 470 applications
Denial rate
42.1%
Purchase · TX 10.2%
Rate spread
+1.06 pts
Conv. · TX +0.09 pts
Loan amount
$425,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 261 | 148 | 42.1% | 7.500% | +1.06 pts | $14,240 | $425,000 |
| Refinance | 45 | 22 | 51.1% | 7.375% | +1.08 pts | $15,390 | $525,000 |
| Cash-out refinance | 164 | 80 | 50.0% | 8.375% | +1.95 pts | $8,880 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology