Lender in Florida · HMDA 2025
Homexpress Mortgage Corp. mortgages in Florida
Homexpress Mortgage Corp.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Homexpress Mortgage Corp. originated 340 owner-occupied single-family loans in Florida from 710 completed applications.
Its median conventional purchase loan costs were $15,350 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 7.50% (Florida: 6.625%).
Loans in FL
340
of 710 applications
Denial rate
47.4%
Purchase · FL 12.8%
Rate spread
+1.17 pts
Conv. · FL +0.14 pts
Loan amount
$405,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 373 | 194 | 47.4% | 7.500% | +1.17 pts | $15,350 | $405,000 |
| Refinance | 76 | 29 | 59.2% | 7.500% | +1.13 pts | $13,750 | $335,000 |
| Cash-out refinance | 261 | 117 | 55.2% | 7.750% | +1.41 pts | $13,970 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Homexpress Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monroe County | 20 | 6 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology