Lender in Arizona · HMDA 2025
Inspire Home Loans Inc. mortgages in Arizona
Inspire Home Loans Inc.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Inspire Home Loans Inc. originated 664 owner-occupied single-family loans in Arizona from 801 completed applications.
Its median conventional purchase loan costs were $5,170 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 5.75% (Arizona: 6.50%).
Loans in AZ
664
of 801 applications
Denial rate
11.9%
Purchase · AZ 8.2%
Rate spread
−0.68 pts
Conv. · AZ +0.11 pts
Loan amount
$305,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 801 | 664 | 11.9% | 5.750% | −0.68 pts | $5,170 | $305,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Inspire Home Loans Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mohave County | 5 | 112 | 3.3% |
| Pinal County | 10 | 246 | 2.0% |
| Cochise County | 14 | 34 | 1.9% |
| Yavapai County | 18 | 41 | 1.2% |
- Inspire Home Loans Inc. nationwide
- Arizona mortgage market
- Inspire Home Loans Inc. in Texas
- Inspire Home Loans Inc. in Florida
- Inspire Home Loans Inc. in Georgia
- Inspire Home Loans Inc. in California
- Inspire Home Loans Inc. in Colorado
- Inspire Home Loans Inc. in North Carolina
- Inspire Home Loans Inc. in Nevada
- Inspire Home Loans Inc. in Tennessee
- Inspire Home Loans Inc. in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology