Lender in North Carolina · HMDA 2025
Inspire Home Loans Inc. mortgages in North Carolina
Inspire Home Loans Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Inspire Home Loans Inc. originated 368 owner-occupied single-family loans in North Carolina from 448 completed applications.
Its median conventional purchase loan costs were $3,720 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.25% (North Carolina: 6.50%).
Loans in NC
368
of 448 applications
Denial rate
11.2%
Purchase · NC 7.6%
Rate spread
−0.10 pts
Conv. · NC +0.04 pts
Loan amount
$275,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 447 | 367 | 11.2% | 6.250% | −0.10 pts | $3,720 | $275,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Inspire Home Loans Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lincoln County | 7 | 42 | 2.5% |
| Davidson County | 9 | 72 | 2.6% |
| Wilson County | 12 | 18 | 1.9% |
| Catawba County | 17 | 42 | 1.5% |
| Davie County | 17 | 10 | 1.4% |
| Pitt County | 19 | 29 | 1.3% |
| Nash County | 24 | 12 | 0.9% |
- Inspire Home Loans Inc. nationwide
- North Carolina mortgage market
- Inspire Home Loans Inc. in Texas
- Inspire Home Loans Inc. in Florida
- Inspire Home Loans Inc. in Arizona
- Inspire Home Loans Inc. in Georgia
- Inspire Home Loans Inc. in California
- Inspire Home Loans Inc. in Colorado
- Inspire Home Loans Inc. in Nevada
- Inspire Home Loans Inc. in Tennessee
- Inspire Home Loans Inc. in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology