Lender in Georgia · HMDA 2025
Inspire Home Loans Inc. mortgages in Georgia
Inspire Home Loans Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Inspire Home Loans Inc. originated 636 owner-occupied single-family loans in Georgia from 766 completed applications.
Its median conventional purchase loan costs were $4,910 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.375% (Georgia: 6.624%).
Loans in GA
636
of 766 applications
Denial rate
12.2%
Purchase · GA 9.9%
Rate spread
−0.09 pts
Conv. · GA +0.13 pts
Loan amount
$325,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 765 | 635 | 12.2% | 6.375% | −0.09 pts | $4,910 | $325,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Inspire Home Loans Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Butts County | 2 | 28 | 7.4% |
| Murray County | 3 | 24 | 6.2% |
| Camden County | 5 | 53 | 3.8% |
| Laurens County | 5 | 18 | 4.4% |
| Stephens County | 5 | 13 | 3.5% |
| Bibb County | 6 | 70 | 4.3% |
| McIntosh County | 6 | 6 | 2.9% |
| Forsyth County | 8 | 92 | 1.8% |
| Troup County | 9 | 28 | 2.7% |
| Hall County | 11 | 57 | 1.9% |
| Houston County | 16 | 42 | 1.3% |
- Inspire Home Loans Inc. nationwide
- Georgia mortgage market
- Inspire Home Loans Inc. in Texas
- Inspire Home Loans Inc. in Florida
- Inspire Home Loans Inc. in Arizona
- Inspire Home Loans Inc. in California
- Inspire Home Loans Inc. in Colorado
- Inspire Home Loans Inc. in North Carolina
- Inspire Home Loans Inc. in Nevada
- Inspire Home Loans Inc. in Tennessee
- Inspire Home Loans Inc. in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology