Lender in Illinois · HMDA 2025
Ixonia Bank mortgages in Illinois
Ixonia Bank's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Ixonia Bank originated 480 owner-occupied single-family loans in Illinois from 503 completed applications.
Its median conventional purchase loan costs were $7,510 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.99% (Illinois: 6.625%).
Loans in IL
480
of 503 applications
Denial rate
4.1%
Purchase · IL 9.2%
Rate spread
+0.72 pts
Conv. · IL +0.27 pts
Loan amount
$245,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 440 | 419 | 4.1% | 6.990% | +0.72 pts | $7,510 | $245,000 |
| Refinance | 36 | 35 | 2.8% | 6.625% | +0.34 pts | $4,860 | $275,000 |
| Cash-out refinance | 27 | 26 | 3.7% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Ixonia Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Iroquois County | 2 | 15 | 5.9% |
| Kankakee County | 8 | 44 | 3.4% |
| Woodford County | 13 | 9 | 1.7% |
| McLean County | 16 | 37 | 1.7% |
| Will County | 20 | 117 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology