Lender in Pennsylvania · HMDA 2025
Ixonia Bank mortgages in Pennsylvania
Ixonia Bank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Ixonia Bank originated 1,004 owner-occupied single-family loans in Pennsylvania from 1,050 completed applications.
Its median conventional purchase loan costs were $6,260 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.75% (Pennsylvania: 6.625%).
Loans in PA
1,004
of 1,050 applications
Denial rate
3.2%
Purchase · PA 6.7%
Rate spread
+0.52 pts
Conv. · PA +0.17 pts
Loan amount
$215,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,014 | 971 | 3.2% | 6.750% | +0.52 pts | $6,260 | $215,000 |
| Refinance | 10 | 10 | — | — | — | — | — |
| Cash-out refinance | 26 | 23 | 3.9% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Ixonia Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mercer County | 1 | 127 | 12.4% |
| Bradford County | 1 | 104 | 21.0% |
| Lackawanna County | 2 | 159 | 8.0% |
| Wyoming County | 4 | 12 | 5.7% |
| Pike County | 6 | 33 | 3.1% |
| Carbon County | 6 | 26 | 2.8% |
| Lawrence County | 7 | 39 | 4.4% |
| Crawford County | 7 | 18 | 2.8% |
| Monroe County | 8 | 45 | 2.0% |
| Luzerne County | 9 | 86 | 2.6% |
| Wayne County | 9 | 17 | 3.0% |
| Northampton County | 12 | 80 | 2.2% |
| Schuylkill County | 12 | 29 | 2.0% |
| Susquehanna County | 17 | 6 | 1.8% |
| Tioga County | 17 | 4 | 1.2% |
| Sullivan County | 18 | 1 | 2.2% |
| Beaver County | 21 | 24 | 1.2% |
| Erie County | 23 | 29 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology