Lakeview Loan Servicing, LLC: 2025 mortgage rates, costs & approvals
How Lakeview Loan Servicing, LLC priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: LAKEVIEW LOAN SERVICING, LLC · LEI 549300NOCASXPA34X033
In 2025, Lakeview Loan Servicing, LLC originated 11,163 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 51 states — 48th by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.875% (all lenders: 6.625%); its median rate spread was in line with the national median. Median conventional loan costs were $3,940, 29% lower than the national median ($5,570).
It denied 26.8% of completed home-purchase applications (all lenders: 8.5%).
How Lakeview Loan Servicing, LLC priced home-purchase loans
| Purchase loans, 2025 | Lakeview Loan Servicing, LLC | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.875% | 6.625% |
| 30-year fixed rate · FHA | 6.490% | 6.250% |
| 30-year fixed rate · VA | 6.250% | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | +0.17 pts | +0.13 pts |
| Total loan costs · conventional | $3,940 | $5,570 |
| Total loan costs · FHA | $2,780 | $11,310 |
| Total loan costs · VA | $2,840 | $6,490 |
| Origination charges (all types) | $900 | $1,860 |
| Borrowers paying discount points | 19.4% | 51.3% |
| Points paid, when paid (% of loan) | 0.68% | 0.87% |
| Borrowers receiving lender credits | 18.8% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Lakeview Loan Servicing, LLC denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Lakeview Loan Servicing, LLC lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Texas | 1,191 | 5,875 | 31.0% | 6.625% | $4,470 |
| Florida | 946 | 5,301 | 26.1% | — | — |
| California | 764 | 5,010 | 26.1% | — | — |
| Georgia | 507 | 2,203 | 21.1% | — | — |
| Tennessee | 454 | 1,306 | 23.5% | — | — |
| North Carolina | 433 | 1,443 | 22.2% | — | — |
| Colorado | 389 | 1,282 | 23.0% | — | — |
| Arizona | 371 | 1,493 | 21.1% | — | — |
| Virginia | 347 | 1,299 | 24.2% | — | — |
| Washington | 309 | 1,114 | 23.5% | — | — |
| Ohio | 304 | 889 | 39.3% | — | — |
| Pennsylvania | 303 | 1,193 | 22.2% | — | — |
| Illinois | 302 | 1,429 | 29.2% | — | — |
| Michigan | 299 | 1,147 | 24.1% | — | — |
| South Carolina | 285 | 945 | 27.3% | — | — |
| Massachusetts | 281 | 820 | — | — | — |
| New Jersey | 274 | 1,169 | 39.1% | — | — |
| Indiana | 272 | 785 | 25.0% | — | — |
| Missouri | 269 | 740 | 4.8% | — | — |
| Utah | 238 | 683 | — | — | — |
| Alabama | 200 | 680 | 7.7% | — | — |
| Nevada | 192 | 525 | 19.2% | — | — |
| Minnesota | 175 | 582 | — | — | — |
| Kentucky | 174 | 528 | — | — | — |
| Wisconsin | 155 | 490 | — | — | — |
| Maryland | 153 | 887 | 43.2% | — | — |
| Oregon | 135 | 492 | 34.8% | — | — |
| New Mexico | 128 | 297 | — | — | — |
| Connecticut | 118 | 460 | — | — | — |
| New Hampshire | 103 | 263 | — | — | — |
| Oklahoma | 102 | 359 | — | — | — |
| Idaho | 98 | 246 | — | — | — |
| Kansas | 85 | 282 | — | — | — |
| Louisiana | 79 | 374 | — | — | — |
| Arkansas | 74 | 238 | — | — | — |
| Maine | 71 | 201 | — | — | — |
| Nebraska | 67 | 137 | — | — | — |
| Montana | 64 | 158 | — | — | — |
| West Virginia | 62 | 128 | — | — | — |
| Mississippi | 60 | 204 | — | — | — |
| Delaware | 55 | 189 | — | — | — |
| Alaska | 51 | 126 | — | — | — |
| Iowa | 43 | 159 | — | — | — |
| Wyoming | 41 | 96 | — | — | — |
| Rhode Island | 38 | 133 | — | — | — |
| South Dakota | 36 | 105 | — | — | — |
| Vermont | 22 | 49 | — | — | — |
| North Dakota | 19 | 71 | — | — | — |
| District of Columbia | 9 | 41 | — | — | — |
| Hawaii | 9 | 11 | — | — | — |
| New York | 7 | 22 | 59.1% | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Lakeview Loan Servicing, LLC's page for that state.
Counties where Lakeview Loan Servicing, LLC is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| McPherson County, SD | 7 | 1 | 6.3% |
| Floyd County, TX | 14 | 1 | 5.0% |
| Breathitt County, KY | 10 | 1 | 4.8% |
| Meade County, KS | 11 | 1 | 4.3% |
| Blaine County, MT | 13 | 1 | 4.2% |
| Costilla County, CO | 12 | 1 | 3.6% |
| Lee County, KY | 14 | 1 | 3.6% |
| Telfair County, GA | 14 | 1 | 3.2% |
| Beaver County, UT | 10 | 3 | 3.1% |
| Johnson County, WY | 10 | 2 | 3.0% |
| Vinton County, OH | 7 | 3 | 3.0% |
| Granite County, MT | 16 | 1 | 2.9% |
| Day County, SD | 13 | 1 | 2.9% |
| Hansford County, TX | 19 | 1 | 2.7% |
| Live Oak County, TX | 9 | 2 | 2.6% |
Check Lakeview Loan Servicing, LLC yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300NOCASXPA34X033.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Lakeview Loan Servicing, LLC with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology