Lender in Kansas · HMDA 2025
Mr. Cooper mortgages in Kansas
Mr. Cooper's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Mr. Cooper originated 269 owner-occupied single-family loans in Kansas from 337 completed applications.
Its median conventional purchase loan costs were $3,950 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.625% (Kansas: 6.625%).
Loans in KS
269
of 337 applications
Denial rate
4.9%
Purchase · KS 6.6%
Rate spread
+0.21 pts
Conv. · KS +0.18 pts
Loan amount
$285,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 81 | 76 | 4.9% | 6.625% | +0.21 pts | $3,950 | $285,000 |
| Refinance | 93 | 76 | 14.0% | 6.125% | −0.09 pts | $5,990 | $255,000 |
| Cash-out refinance | 163 | 117 | 27.6% | 7.490% | +1.17 pts | $7,050 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pratt County | 5 | 3 | 3.9% |
| Greeley County | 5 | 1 | 11.1% |
| Kearny County | 6 | 1 | 3.9% |
| Osborne County | 9 | 1 | 5.6% |
| Smith County | 9 | 1 | 8.3% |
| Linn County | 10 | 3 | 2.8% |
| Harper County | 10 | 2 | 3.9% |
| Washington County | 12 | 1 | 3.0% |
| Jackson County | 13 | 3 | 1.8% |
| Cowley County | 16 | 5 | 1.6% |
| Dickinson County | 16 | 3 | 1.3% |
| Lyon County | 16 | 3 | 1.2% |
| McPherson County | 16 | 3 | 1.0% |
| Reno County | 19 | 8 | 1.1% |
| Rice County | 19 | 1 | 1.3% |
| Geary County | 20 | 5 | 0.8% |
| Brown County | 20 | 1 | 1.2% |
| Pawnee County | 20 | 1 | 1.0% |
| Jefferson County | 21 | 4 | 1.3% |
| Ellis County | 21 | 2 | 1.0% |
| Wabaunsee County | 21 | 2 | 1.7% |
| Montgomery County | 22 | 2 | 0.9% |
| Allen County | 22 | 1 | 1.0% |
| Shawnee County | 23 | 18 | 0.8% |
| Butler County | 23 | 14 | 1.3% |
| Seward County | 23 | 1 | 0.7% |
| Douglas County | 24 | 12 | 0.9% |
- Mr. Cooper nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology