Lender in Louisiana · HMDA 2025

Mr. Cooper mortgages in Louisiana

Mr. Cooper's 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.

Mr. Cooper originated 278 owner-occupied single-family loans in Louisiana from 363 completed applications.

Its median conventional purchase loan costs were $5,250 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.875% (Louisiana: 6.625%).

Loans in LA

278

of 363 applications

Denial rate

4.7%

Purchase · LA 10.2%

Rate spread

+0.26 pts

Conv. · LA +0.19 pts

Loan amount

$265,000

Purchase · LA $245,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	64	60	4.7%	6.875%	+0.26 pts	$5,250	$265,000
Refinance	107	81	20.6%	6.375%	+0.07 pts	$4,100	$255,000
Cash-out refinance	192	137	24.5%	7.125%	+0.96 pts	$7,260	$155,000

*Conventional loans only; medians with at least 20 loans.

Louisiana counties where Mr. Cooper ranks in the top 25

County	Rank	Loans	Market share
Evangeline Parish	9	4	2.3%
Beauregard Parish	11	7	1.8%
West Feliciana Parish	14	2	1.6%
St. Charles Parish	15	10	1.7%
Avoyelles Parish	16	3	1.0%
St. Mary Parish	16	3	1.2%
LaSalle Parish	16	2	1.6%
Vernon Parish	17	5	1.4%
Claiborne Parish	17	2	2.7%
East Feliciana Parish	17	2	1.4%
St. John the Baptist Parish	18	4	1.3%
Concordia Parish	18	1	1.2%
Terrebonne Parish	20	7	0.9%
Lafourche Parish	21	8	0.9%
Jefferson Parish	22	31	0.9%
St. Martin Parish	23	6	1.4%
Franklin Parish	23	1	1.1%
Ascension Parish	24	15	0.8%
St. Landry Parish	24	6	1.1%
Tangipahoa Parish	25	11	0.8%
Acadia Parish	25	5	1.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology