Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New Mexico · HMDA 2025

Mr. Cooper mortgages in New Mexico

Mr. Cooper's 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.

Mr. Cooper originated 214 owner-occupied single-family loans in New Mexico from 271 completed applications.

Its median conventional purchase loan costs were $4,850 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.875% (New Mexico: 6.625%).

Loans in NM
214
of 271 applications
Denial rate
5.5%
Purchase · NM 8.3%
Rate spread
+0.21 pts
Conv. · NM +0.18 pts
Loan amount
$335,000
Purchase · NM $305,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase55515.5%6.875%+0.21 pts$4,850$335,000
Refinance634722.2%—+0.15 pts$7,140$285,000
Cash-out refinance15311622.9%6.990%+0.72 pts$9,290$225,000

*Conventional loans only; medians with at least 20 loans.

New Mexico counties where Mr. Cooper ranks in the top 25

CountyRankLoansMarket share
Catron County5112.5%
Lincoln County674.5%
Grant County1131.8%
Colfax County1222.1%
San Juan County13111.3%
Curry County14101.7%
Taos County1531.5%
Lea County1671.3%
McKinley County1721.5%
Bernalillo County21841.0%
Los Alamos County2130.8%
Otero County2260.8%
Sandoval County24300.9%
Sierra County2411.3%
Chaves County2530.5%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology