Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Nevada · HMDA 2025

Mr. Cooper mortgages in Nevada

Mr. Cooper's 2025 home-purchase and refinance lending in Nevada, compared with all lenders in the state.

Mr. Cooper originated 269 owner-occupied single-family loans in Nevada from 329 completed applications.

Its median conventional purchase loan costs were $5,650 versus $6,150 for all Nevada lenders, at a median 30-year fixed rate of 6.875% (Nevada: 6.50%).

Loans in NV
269
of 329 applications
Denial rate
17.5%
Purchase · NV 8.7%
Rate spread
+0.31 pts
Conv. · NV +0.10 pts
Loan amount
$365,000
Purchase · NV $405,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase635217.5%6.875%+0.31 pts$5,650$365,000
Refinance1038413.6%6.125%−0.12 pts$3,220$355,000
Cash-out refinance16313317.8%6.990%+0.63 pts$8,460$255,000

*Conventional loans only; medians with at least 20 loans.

Nevada counties where Mr. Cooper ranks in the top 25

CountyRankLoansMarket share
Lincoln County625.3%
Pershing County816.7%
Elko County13101.5%
Lander County1313.0%
Mineral County1312.2%
Lyon County23100.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology