Lender in Washington · HMDA 2025
Mr. Cooper mortgages in Washington
Mr. Cooper's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Mr. Cooper originated 529 owner-occupied single-family loans in Washington from 654 completed applications.
Its median conventional purchase loan costs were $4,980 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).
Loans in WA
529
of 654 applications
Denial rate
11.2%
Purchase · WA 5.9%
Rate spread
+0.07 pts
Conv. · WA +0.10 pts
Loan amount
$445,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 116 | 103 | 11.2% | 6.625% | +0.07 pts | $4,980 | $445,000 |
| Refinance | 227 | 178 | 19.4% | 6.125% | −0.19 pts | $3,560 | $435,000 |
| Cash-out refinance | 311 | 248 | 19.0% | 6.990% | +0.56 pts | $9,930 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Adams County | 11 | 3 | 1.7% |
| Okanogan County | 17 | 5 | 1.5% |
| Asotin County | 19 | 4 | 1.4% |
| Franklin County | 21 | 13 | 1.1% |
| Grays Harbor County | 21 | 13 | 1.2% |
| Whitman County | 22 | 4 | 0.9% |
| Mason County | 24 | 8 | 0.8% |
| Yakima County | 25 | 14 | 0.6% |
- Mr. Cooper nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology