Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New Jersey · HMDA 2025

Newrez LLC mortgages in New Jersey

Newrez LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.

Newrez LLC originated 1,103 owner-occupied single-family loans in New Jersey from 2,146 completed applications, making it the state's #20 lender by volume.

Its median conventional purchase loan costs were $7,580 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.875% (New Jersey: 6.625%).

Loans in NJ
1,103
of 2,146 applications
Denial rate
15.8%
Purchase · NJ 8.4%
Rate spread
+0.35 pts
Conv. · NJ +0.12 pts
Loan amount
$445,000
Purchase · NJ $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase48740815.8%6.875%+0.35 pts$7,580$445,000
Refinance51330438.4%6.125%−0.21 pts$4,270$465,000
Cash-out refinance1,14639165.5%6.875%+0.41 pts$7,790$295,000

*Conventional loans only; medians with at least 20 loans.

New Jersey counties where Newrez LLC ranks in the top 25

CountyRankLoansMarket share
Atlantic County13592.0%
Somerset County15521.3%
Essex County16851.4%
Passaic County16511.4%
Warren County16211.4%
Burlington County171031.6%
Cumberland County17201.3%
Bergen County191091.3%
Union County19541.2%
Hunterdon County20181.1%
Salem County20131.5%
Ocean County21921.1%
Middlesex County21740.9%
Gloucester County21561.3%
Hudson County21350.9%
Monmouth County24851.1%
Sussex County24180.8%
Camden County25781.3%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology