Lender in Massachusetts · HMDA 2025
Northpoint Mortgage, Inc. mortgages in Massachusetts
Northpoint Mortgage, Inc.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Northpoint Mortgage, Inc. originated 394 owner-occupied single-family loans in Massachusetts from 412 completed applications.
Its median conventional purchase loan costs were $5,980 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.75% (Massachusetts: 6.575%).
Loans in MA
394
of 412 applications
Denial rate
3.9%
Purchase · MA 6.3%
Rate spread
+0.28 pts
Conv. · MA +0.02 pts
Loan amount
$435,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 337 | 324 | 3.9% | 6.750% | +0.28 pts | $5,980 | $435,000 |
| Refinance | 31 | 31 | 0.0% | — | +0.24 pts | $4,640 | $595,000 |
| Cash-out refinance | 44 | 39 | 9.1% | 6.875% | +0.36 pts | $4,420 | $385,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Northpoint Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hampden County | 19 | 72 | 1.5% |
| Worcester County | 21 | 105 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology