Lender in Maine · HMDA 2025
Northpoint Mortgage, Inc. mortgages in Maine
Northpoint Mortgage, Inc.'s 2025 home-purchase and refinance lending in Maine, compared with all lenders in the state.
Northpoint Mortgage, Inc. originated 290 owner-occupied single-family loans in Maine from 296 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $4,690 versus $4,300 for all Maine lenders, at a median 30-year fixed rate of 6.75% (Maine: 6.625%).
Loans in ME
290
of 296 applications
Denial rate
1.9%
Purchase · ME 8.3%
Rate spread
+0.30 pts
Conv. · ME +0.23 pts
Loan amount
$325,000
Purchase · ME $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 261 | 256 | 1.9% | 6.750% | +0.30 pts | $4,690 | $325,000 |
| Refinance | 18 | 18 | — | — | — | — | — |
| Cash-out refinance | 17 | 16 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maine counties where Northpoint Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| York County | 7 | 85 | 2.6% |
| Oxford County | 9 | 17 | 2.6% |
| Cumberland County | 11 | 81 | 2.0% |
| Kennebec County | 12 | 35 | 2.1% |
| Sagadahoc County | 13 | 12 | 2.6% |
| Lincoln County | 14 | 9 | 2.2% |
| Androscoggin County | 15 | 23 | 1.5% |
| Somerset County | 17 | 9 | 1.6% |
| Knox County | 23 | 4 | 1.0% |
| Waldo County | 24 | 5 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology