Lender in New Hampshire · HMDA 2025
Northpoint Mortgage, Inc. mortgages in New Hampshire
Northpoint Mortgage, Inc.'s 2025 home-purchase and refinance lending in New Hampshire, compared with all lenders in the state.
Northpoint Mortgage, Inc. originated 225 owner-occupied single-family loans in New Hampshire from 239 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $4,780 versus $4,470 for all New Hampshire lenders, at a median 30-year fixed rate of 6.625% (New Hampshire: 6.625%).
Loans in NH
225
of 239 applications
Denial rate
4.5%
Purchase · NH 6.6%
Rate spread
+0.33 pts
Conv. · NH +0.17 pts
Loan amount
$405,000
Purchase · NH $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 201 | 191 | 4.5% | 6.625% | +0.33 pts | $4,780 | $405,000 |
| Refinance | 16 | 15 | — | — | — | — | — |
| Cash-out refinance | 22 | 19 | 13.6% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Hampshire counties where Northpoint Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Merrimack County | 10 | 46 | 2.1% |
| Strafford County | 17 | 21 | 1.2% |
| Hillsborough County | 18 | 74 | 1.3% |
| Sullivan County | 18 | 6 | 1.2% |
| Rockingham County | 21 | 45 | 1.0% |
| Belknap County | 21 | 10 | 1.2% |
| Carroll County | 22 | 7 | 1.0% |
| Grafton County | 23 | 8 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology