Lender in Massachusetts · HMDA 2025
Northpointe Bank mortgages in Massachusetts
Northpointe Bank's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Northpointe Bank originated 252 owner-occupied single-family loans in Massachusetts from 266 completed applications.
Its median conventional purchase loan costs were $4,950 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.75% (Massachusetts: 6.575%).
Loans in MA
252
of 266 applications
Denial rate
2.4%
Purchase · MA 6.3%
Rate spread
+0.30 pts
Conv. · MA +0.02 pts
Loan amount
$415,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 205 | 199 | 2.4% | 6.750% | +0.30 pts | $4,950 | $415,000 |
| Refinance | 53 | 47 | 11.3% | 6.000% | −0.17 pts | $3,260 | $555,000 |
| Cash-out refinance | 8 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Northpointe Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hampshire County | 25 | 14 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology