Lender in Colorado · HMDA 2025
Northpointe Bank mortgages in Colorado
Northpointe Bank's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Northpointe Bank originated 326 owner-occupied single-family loans in Colorado from 345 completed applications.
Its median conventional purchase loan costs were $6,280 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
326
of 345 applications
Denial rate
3.9%
Purchase · CO 6.3%
Rate spread
+0.21 pts
Conv. · CO +0.04 pts
Loan amount
$425,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 256 | 244 | 3.9% | 6.625% | +0.21 pts | $6,280 | $425,000 |
| Refinance | 57 | 53 | 5.3% | 6.000% | −0.31 pts | $3,470 | $545,000 |
| Cash-out refinance | 32 | 29 | 6.3% | 6.625% | +0.09 pts | $6,120 | $395,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Northpointe Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Las Animas County | 2 | 8 | 6.6% |
| Hinsdale County | 7 | 1 | 7.7% |
| Mesa County | 9 | 60 | 2.3% |
| Clear Creek County | 10 | 4 | 2.3% |
| Teller County | 11 | 11 | 1.9% |
| Rio Blanco County | 12 | 3 | 2.9% |
| Garfield County | 16 | 10 | 1.4% |
| Morgan County | 16 | 6 | 1.5% |
| Sedgwick County | 17 | 1 | 4.2% |
| Park County | 19 | 5 | 1.2% |
| Lincoln County | 24 | 1 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology