Lender in Illinois · HMDA 2025
OriginPoint, LLC mortgages in Illinois
OriginPoint, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
OriginPoint, LLC originated 1,590 owner-occupied single-family loans in Illinois from 1,657 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $6,680 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
1,590
of 1,657 applications
Denial rate
2.8%
Purchase · IL 9.2%
Rate spread
+0.27 pts
Conv. · IL +0.27 pts
Loan amount
$395,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,347 | 1,292 | 2.8% | 6.750% | +0.27 pts | $6,680 | $395,000 |
| Refinance | 264 | 255 | 2.6% | 6.525% | +0.23 pts | $3,150 | $505,000 |
| Cash-out refinance | 46 | 43 | 6.5% | 6.875% | +0.44 pts | $3,320 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where OriginPoint, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cook County | 9 | 1,127 | 2.2% |
| Lake County | 12 | 144 | 1.6% |
| DuPage County | 15 | 178 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology