Lender in Texas · HMDA 2025
OriginPoint, LLC mortgages in Texas
OriginPoint, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
OriginPoint, LLC originated 276 owner-occupied single-family loans in Texas from 287 completed applications.
Its median conventional purchase loan costs were $8,330 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.775% (Texas: 6.50%).
Loans in TX
276
of 287 applications
Denial rate
3.4%
Purchase · TX 10.2%
Rate spread
+0.26 pts
Conv. · TX +0.09 pts
Loan amount
$425,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 264 | 255 | 3.4% | 6.775% | +0.26 pts | $8,330 | $425,000 |
| Refinance | 15 | 14 | — | — | — | — | — |
| Cash-out refinance | 8 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology