Lender in North Carolina · HMDA 2025
OriginPoint, LLC mortgages in North Carolina
OriginPoint, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
OriginPoint, LLC originated 253 owner-occupied single-family loans in North Carolina from 266 completed applications.
Its median conventional purchase loan costs were $4,910 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
253
of 266 applications
Denial rate
3.6%
Purchase · NC 7.6%
Rate spread
+0.17 pts
Conv. · NC +0.04 pts
Loan amount
$425,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 247 | 238 | 3.6% | 6.625% | +0.17 pts | $4,910 | $425,000 |
| Refinance | 16 | 12 | — | — | — | — | — |
| Cash-out refinance | 3 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology