Lender in Delaware · HMDA 2025
Pike Creek Mortgage Services, Inc. mortgages in Delaware
Pike Creek Mortgage Services, Inc.'s 2025 home-purchase and refinance lending in Delaware, compared with all lenders in the state.
Pike Creek Mortgage Services, Inc. originated 1,026 owner-occupied single-family loans in Delaware from 1,052 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $6,580 versus $6,050 for all Delaware lenders, at a median 30-year fixed rate of 6.49% (Delaware: 6.625%).
Loans in DE
1,026
of 1,052 applications
Denial rate
2.6%
Purchase · DE 8.5%
Rate spread
+0.17 pts
Conv. · DE +0.18 pts
Loan amount
$325,000
Purchase · DE $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 987 | 961 | 2.6% | 6.490% | +0.17 pts | $6,580 | $325,000 |
| Refinance | 52 | 52 | 0.0% | 6.125% | +0.05 pts | $7,970 | $355,000 |
| Cash-out refinance | 13 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Delaware counties where Pike Creek Mortgage Services, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New Castle County | 1 | 778 | 10.8% |
| Kent County | 4 | 176 | 5.7% |
| Sussex County | 20 | 72 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology