Lender in Kentucky · HMDA 2025
Pike Creek Mortgage Services, Inc. mortgages in Kentucky
Pike Creek Mortgage Services, Inc.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Pike Creek Mortgage Services, Inc. originated 259 owner-occupied single-family loans in Kentucky from 270 completed applications.
Its median conventional purchase loan costs were $3,970 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.625% (Kentucky: 6.625%).
Loans in KY
259
of 270 applications
Denial rate
4.5%
Purchase · KY 8.2%
Rate spread
+0.25 pts
Conv. · KY +0.21 pts
Loan amount
$245,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 242 | 231 | 4.5% | 6.625% | +0.25 pts | $3,970 | $245,000 |
| Refinance | 15 | 15 | — | — | — | — | — |
| Cash-out refinance | 13 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Pike Creek Mortgage Services, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Whitley County | 4 | 15 | 6.1% |
| Laurel County | 7 | 23 | 4.4% |
| Knox County | 7 | 7 | 4.6% |
| Fleming County | 14 | 2 | 1.6% |
| Bullitt County | 16 | 28 | 1.8% |
| Magoffin County | 17 | 1 | 3.7% |
| Boyd County | 20 | 5 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology