Lender in Texas · HMDA 2025
Pike Creek Mortgage Services, Inc. mortgages in Texas
Pike Creek Mortgage Services, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Pike Creek Mortgage Services, Inc. originated 264 owner-occupied single-family loans in Texas from 275 completed applications.
Its median conventional purchase loan costs were $7,510 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.375% (Texas: 6.50%).
Loans in TX
264
of 275 applications
Denial rate
3.1%
Purchase · TX 10.2%
Rate spread
+0.01 pts
Conv. · TX +0.09 pts
Loan amount
$275,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 229 | 222 | 3.1% | 6.375% | +0.01 pts | $7,510 | $275,000 |
| Refinance | 27 | 25 | 7.4% | — | +0.16 pts | $4,290 | $295,000 |
| Cash-out refinance | 19 | 17 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Pike Creek Mortgage Services, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Coleman County | 1 | 9 | 17.0% |
| Terrell County | 3 | 1 | 20.0% |
| Taylor County | 10 | 56 | 2.4% |
| Leon County | 10 | 4 | 2.5% |
| Concho County | 12 | 1 | 6.3% |
| Callahan County | 14 | 4 | 1.9% |
| Jones County | 14 | 3 | 2.1% |
| Palo Pinto County | 15 | 5 | 1.8% |
| Knox County | 16 | 1 | 4.8% |
| Freestone County | 21 | 2 | 1.3% |
| Haskell County | 24 | 1 | 2.6% |
| Nueces County | 25 | 34 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology