Lender in Arizona · HMDA 2025
Plains Commerce Bank mortgages in Arizona
Plains Commerce Bank's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Plains Commerce Bank originated 1,051 owner-occupied single-family loans in Arizona from 1,144 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $7,920 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.50% (Arizona: 6.50%).
Loans in AZ
1,051
of 1,144 applications
Denial rate
8.1%
Purchase · AZ 8.2%
Rate spread
+0.16 pts
Conv. · AZ +0.11 pts
Loan amount
$425,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,011 | 929 | 8.1% | 6.500% | +0.16 pts | $7,920 | $425,000 |
| Refinance | 84 | 81 | 3.6% | 6.375% | +0.14 pts | $7,150 | $445,000 |
| Cash-out refinance | 49 | 41 | 16.3% | 6.750% | +0.22 pts | $7,780 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Plains Commerce Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Maricopa County | 13 | 830 | 1.3% |
| Gila County | 14 | 10 | 1.7% |
| Apache County | 15 | 2 | 1.2% |
| Navajo County | 20 | 9 | 1.0% |
- Plains Commerce Bank nationwide
- Arizona mortgage market
- Plains Commerce Bank in Florida
- Plains Commerce Bank in South Dakota
- Plains Commerce Bank in Texas
- Plains Commerce Bank in Utah
- Plains Commerce Bank in Colorado
- Plains Commerce Bank in Georgia
- Plains Commerce Bank in Minnesota
- Plains Commerce Bank in Nebraska
- Plains Commerce Bank in North Carolina
- Plains Commerce Bank in California
- Plains Commerce Bank in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology