Lender in Minnesota · HMDA 2025
Plains Commerce Bank mortgages in Minnesota
Plains Commerce Bank's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Plains Commerce Bank originated 324 owner-occupied single-family loans in Minnesota from 364 completed applications.
Its median conventional purchase loan costs were $5,480 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
324
of 364 applications
Denial rate
10.8%
Purchase · MN 5.2%
Rate spread
+0.28 pts
Conv. · MN +0.15 pts
Loan amount
$305,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 335 | 299 | 10.8% | 6.625% | +0.28 pts | $5,480 | $305,000 |
| Refinance | 18 | 15 | — | — | — | — | — |
| Cash-out refinance | 11 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Plains Commerce Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rock County | 1 | 20 | 16.0% |
| Nobles County | 2 | 19 | 10.5% |
| Waseca County | 5 | 9 | 4.2% |
| Lyon County | 6 | 11 | 4.3% |
| Cottonwood County | 6 | 5 | 4.3% |
| Jackson County | 6 | 4 | 4.0% |
| Redwood County | 9 | 4 | 2.5% |
| Lincoln County | 12 | 2 | 2.7% |
| Pipestone County | 12 | 2 | 2.2% |
| Swift County | 16 | 2 | 2.3% |
| Blue Earth County | 20 | 7 | 1.0% |
| Kanabec County | 21 | 3 | 1.4% |
| Le Sueur County | 25 | 4 | 1.0% |
- Plains Commerce Bank nationwide
- Minnesota mortgage market
- Plains Commerce Bank in Florida
- Plains Commerce Bank in South Dakota
- Plains Commerce Bank in Arizona
- Plains Commerce Bank in Texas
- Plains Commerce Bank in Utah
- Plains Commerce Bank in Colorado
- Plains Commerce Bank in Georgia
- Plains Commerce Bank in Nebraska
- Plains Commerce Bank in North Carolina
- Plains Commerce Bank in California
- Plains Commerce Bank in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology