Lender in Georgia · HMDA 2025
Plains Commerce Bank mortgages in Georgia
Plains Commerce Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Plains Commerce Bank originated 378 owner-occupied single-family loans in Georgia from 401 completed applications.
Its median conventional purchase loan costs were $7,990 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
378
of 401 applications
Denial rate
5.3%
Purchase · GA 9.9%
Rate spread
+0.22 pts
Conv. · GA +0.13 pts
Loan amount
$365,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 377 | 357 | 5.3% | 6.625% | +0.22 pts | $7,990 | $365,000 |
| Refinance | 12 | 11 | — | — | — | — | — |
| Cash-out refinance | 12 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Plains Commerce Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chatham County | 16 | 59 | 1.3% |
| Effingham County | 16 | 17 | 1.2% |
| Bryan County | 17 | 14 | 1.1% |
| Madison County | 17 | 5 | 1.4% |
| Long County | 18 | 5 | 0.7% |
| Troup County | 22 | 10 | 1.0% |
| Lincoln County | 25 | 1 | 0.9% |
- Plains Commerce Bank nationwide
- Georgia mortgage market
- Plains Commerce Bank in Florida
- Plains Commerce Bank in South Dakota
- Plains Commerce Bank in Arizona
- Plains Commerce Bank in Texas
- Plains Commerce Bank in Utah
- Plains Commerce Bank in Colorado
- Plains Commerce Bank in Minnesota
- Plains Commerce Bank in Nebraska
- Plains Commerce Bank in North Carolina
- Plains Commerce Bank in California
- Plains Commerce Bank in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology