Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Michigan · HMDA 2025

Planet Home Lending, LLC mortgages in Michigan

Planet Home Lending, LLC's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.

Planet Home Lending, LLC originated 207 owner-occupied single-family loans in Michigan from 259 completed applications.

Loans in MI
207
of 259 applications
Denial rate
16.1%
Purchase · MI 7.8%
Rate spread
—
Conv. · MI +0.23 pts
Loan amount
$245,000
Purchase · MI $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase312616.1%———$245,000
Refinance19816214.1%———$225,000
Cash-out refinance301936.7%————

*Conventional loans only; medians with at least 20 loans.

Michigan counties where Planet Home Lending, LLC ranks in the top 25

CountyRankLoansMarket share
Chippewa County1820.9%
Arenac County1921.3%
Alcona County2110.8%
Antrim County2520.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology