Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New York · HMDA 2025

Planet Home Lending, LLC mortgages in New York

Planet Home Lending, LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.

Planet Home Lending, LLC originated 279 owner-occupied single-family loans in New York from 333 completed applications.

Loans in NY
279
of 333 applications
Denial rate
14.3%
Purchase · NY 9.5%
Rate spread
—
Conv. · NY +0.07 pts
Loan amount
$435,000
Purchase · NY $375,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase353014.3%———$435,000
Refinance26822911.9%———$375,000
Cash-out refinance302033.3%———$345,000

*Conventional loans only; medians with at least 20 loans.

New York counties where Planet Home Lending, LLC ranks in the top 25

CountyRankLoansMarket share
Warren County2250.9%
Jefferson County23100.9%
Essex County2420.8%
Lewis County2410.5%
Niagara County25130.6%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology