Lender in Oregon · HMDA 2025
Provident Funding Associates, L.P. mortgages in Oregon
Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Provident Funding Associates, L.P. originated 506 owner-occupied single-family loans in Oregon from 541 completed applications.
Its median conventional purchase loan costs were $5,480 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.50% (Oregon: 6.625%).
Loans in OR
506
of 541 applications
Denial rate
3.2%
Purchase · OR 5.7%
Rate spread
−0.09 pts
Conv. · OR +0.12 pts
Loan amount
$485,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 375 | 354 | 3.2% | 6.500% | −0.09 pts | $5,480 | $485,000 |
| Refinance | 150 | 144 | 2.0% | 6.125% | −0.18 pts | $4,010 | $505,000 |
| Cash-out refinance | 16 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Provident Funding Associates, L.P. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 11 | 148 | 2.0% |
| Multnomah County | 13 | 138 | 1.6% |
| Clackamas County | 13 | 91 | 1.8% |
| Wasco County | 13 | 5 | 2.0% |
| Benton County | 14 | 13 | 1.8% |
| Deschutes County | 20 | 45 | 1.3% |
- Provident Funding Associates, L.P. nationwide
- Oregon mortgage market
- Provident Funding Associates, L.P. in Texas
- Provident Funding Associates, L.P. in California
- Provident Funding Associates, L.P. in Pennsylvania
- Provident Funding Associates, L.P. in Colorado
- Provident Funding Associates, L.P. in Utah
- Provident Funding Associates, L.P. in North Carolina
- Provident Funding Associates, L.P. in Florida
- Provident Funding Associates, L.P. in Georgia
- Provident Funding Associates, L.P. in Washington
- Provident Funding Associates, L.P. in Arizona
- Provident Funding Associates, L.P. in New Jersey
- Provident Funding Associates, L.P. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology