Lender in Texas · HMDA 2025
Provident Funding Associates, L.P. mortgages in Texas
Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Provident Funding Associates, L.P. originated 1,622 owner-occupied single-family loans in Texas from 1,830 completed applications.
Its median conventional purchase loan costs were $6,040 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.375% (Texas: 6.50%).
Loans in TX
1,622
of 1,830 applications
Denial rate
7.3%
Purchase · TX 10.2%
Rate spread
−0.17 pts
Conv. · TX +0.09 pts
Loan amount
$385,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,493 | 1,370 | 7.3% | 6.375% | −0.17 pts | $6,040 | $385,000 |
| Refinance | 301 | 252 | 13.3% | 6.125% | −0.23 pts | $3,920 | $465,000 |
| Cash-out refinance | 36 | 0 | 100.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Provident Funding Associates, L.P. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Collin County | 17 | 289 | 1.2% |
| Denton County | 22 | 182 | 0.9% |
| Smith County | 23 | 33 | 1.1% |
- Provident Funding Associates, L.P. nationwide
- Texas mortgage market
- Provident Funding Associates, L.P. in California
- Provident Funding Associates, L.P. in Pennsylvania
- Provident Funding Associates, L.P. in Colorado
- Provident Funding Associates, L.P. in Utah
- Provident Funding Associates, L.P. in North Carolina
- Provident Funding Associates, L.P. in Florida
- Provident Funding Associates, L.P. in Georgia
- Provident Funding Associates, L.P. in Washington
- Provident Funding Associates, L.P. in Arizona
- Provident Funding Associates, L.P. in Oregon
- Provident Funding Associates, L.P. in New Jersey
- Provident Funding Associates, L.P. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology