Lender in Pennsylvania · HMDA 2025
Provident Funding Associates, L.P. mortgages in Pennsylvania
Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Provident Funding Associates, L.P. originated 865 owner-occupied single-family loans in Pennsylvania from 935 completed applications.
Its median conventional purchase loan costs were $5,740 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).
Loans in PA
865
of 935 applications
Denial rate
4.6%
Purchase · PA 6.7%
Rate spread
−0.08 pts
Conv. · PA +0.17 pts
Loan amount
$395,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 734 | 692 | 4.6% | 6.500% | −0.08 pts | $5,740 | $395,000 |
| Refinance | 176 | 155 | 9.1% | 6.125% | −0.18 pts | $4,660 | $405,000 |
| Cash-out refinance | 25 | 18 | 28.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Provident Funding Associates, L.P. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 10 | 146 | 1.5% |
| Bucks County | 11 | 122 | 1.7% |
| Delaware County | 15 | 73 | 1.2% |
| Chester County | 18 | 91 | 1.4% |
| Allegheny County | 22 | 162 | 1.3% |
| Butler County | 22 | 31 | 1.2% |
- Provident Funding Associates, L.P. nationwide
- Pennsylvania mortgage market
- Provident Funding Associates, L.P. in Texas
- Provident Funding Associates, L.P. in California
- Provident Funding Associates, L.P. in Colorado
- Provident Funding Associates, L.P. in Utah
- Provident Funding Associates, L.P. in North Carolina
- Provident Funding Associates, L.P. in Florida
- Provident Funding Associates, L.P. in Georgia
- Provident Funding Associates, L.P. in Washington
- Provident Funding Associates, L.P. in Arizona
- Provident Funding Associates, L.P. in Oregon
- Provident Funding Associates, L.P. in New Jersey
- Provident Funding Associates, L.P. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology