Lender in Alabama · HMDA 2025
Synovus Bank mortgages in Alabama
Synovus Bank's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Synovus Bank originated 575 owner-occupied single-family loans in Alabama from 633 completed applications.
Its median conventional purchase loan costs were $4,550 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.50% (Alabama: 6.562%).
Loans in AL
575
of 633 applications
Denial rate
6.5%
Purchase · AL 9.1%
Rate spread
+0.14 pts
Conv. · AL +0.17 pts
Loan amount
$235,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 568 | 528 | 6.5% | 6.500% | +0.14 pts | $4,550 | $235,000 |
| Refinance | 26 | 21 | 19.2% | — | −0.27 pts | — | $505,000 |
| Cash-out refinance | 39 | 26 | 33.3% | — | +0.39 pts | $4,820 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Synovus Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Walker County | 2 | 56 | 10.5% |
| Morgan County | 7 | 55 | 3.2% |
| Lawrence County | 7 | 13 | 3.9% |
| Russell County | 8 | 29 | 2.9% |
| Winston County | 10 | 5 | 2.8% |
| Macon County | 10 | 2 | 3.0% |
| Greene County | 11 | 1 | 7.1% |
| Limestone County | 13 | 65 | 2.3% |
| Geneva County | 15 | 6 | 2.1% |
| Montgomery County | 17 | 38 | 1.5% |
| Jefferson County | 19 | 100 | 1.3% |
| Lee County | 21 | 28 | 1.0% |
| Tuscaloosa County | 21 | 26 | 1.0% |
| Dale County | 23 | 7 | 1.2% |
| Lowndes County | 23 | 1 | 2.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology