Lender in Florida · HMDA 2025
TD Bank, N.A. mortgages in Florida
TD Bank, N.A.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
TD Bank, N.A. originated 481 owner-occupied single-family loans in Florida from 618 completed applications.
Its median conventional purchase loan costs were $6,340 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
481
of 618 applications
Denial rate
16.1%
Purchase · FL 12.8%
Rate spread
+0.13 pts
Conv. · FL +0.14 pts
Loan amount
$575,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 466 | 389 | 16.1% | 6.625% | +0.13 pts | $6,340 | $575,000 |
| Refinance | 111 | 71 | 36.0% | 7.502% | +0.09 pts | $3,250 | $555,000 |
| Cash-out refinance | 41 | 21 | 48.8% | — | — | — | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where TD Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Alachua County | 21 | 28 | 1.0% |
| Suwannee County | 25 | 2 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology